//<![CDATA[
var quote=new Array();
  quote[1]='&quot;While at a client’s office working with their reinsurance department, we reviewed a particularly difficult book of business, reconciled the account, collected millions of dollars long overdue, and helped gain the confidence of reinsurers that the account was properly presented going forward.';
  quote[2]='&quot;A catastrophe can be a very challenging time for an insurance company. Our firm has the expertise to provide clients with additional resources in the areas of claims handling, reinsurance, and accounting in their time of need.&quot;';
  quote[3]='&quot;By building and maintaining strong partnerships with our clients, we are able to effectively achieve the best possible results on any given assignment. These same, successful relationships are the foundation of our entire organization.&quot;';
  quote[4]='&quot;With both a presence in the U.S. and abroad, we&rsquo;re able to react quickly to our clients&rsquo; needs. With a team of highly experienced professionals, our firm has made a reputation for itself as one that can easily move between disciplines and lines of business to tackle a variety of complex issues.&quot;';
  quote[5]='&quot;Our actuarial services are not just for carriers and reinsurers. We have worked with self-insured organizations, MGAs, RRGs and brokers to help evaluate cash flow needs, allocation of expected losses among divisions and the testing/modeling of prospective insurance and reinsurance programs.&quot;';
  quote[6]='&quot;Even if you have your reserve position set by your broker, or one of the large 3rd party actuarial or audit firms, you should still consider engaging Alan Gray, Inc. to provide a peer review of their analysis. Our independence and ability provide critical commentary makes such "second opinion" services very cost-effective.&quot;';
  quote[7]='&quot;If you are posting collateral to a third party for the expectation of losses or expenses, our actuarial services can not only estimate and model such collateral requirements, but can help present the results to the party requesting the collateral, often resulting in reduced collateralization requirements.&quot;';
  quote[8]='&quot;We have underwriting and risk management professionals that have designed both straightforward and tailored complex insurance and reinsurance programs in response to a client&rsquo;s specific goals and profitability targets. Combining such design services with our Actuarial and Capital Modeling services can be a very powerful economic tool.&quot;';
  quote[9]='&quot;We work with our clients to optimize their current business mix and help them to better position their company going forward.&quot;';
  quote[10]='&quot;Our client teams work together across various disciplines to provide holistic solutions to a client&rsquo;s business needs.&quot;';
  quote[11]='&quot;The day-to-day requirements of running a business can sometimes make it difficult to plan strategically. From our in-depth knowledge of our clients operations, Alan Gray, Inc. is uniquely qualified to take a broad view of those operations and make recommendations to optimize them.&quot;';
  quote[12]='&quot;Although reinsurance is a sophisticated business, my focus is simple, my clients. I am constantly asking how can I help my client or how can I help my colleague assist his/her clients? By working with my clients as partners, I have the ability to uncover risks and develop solutions that work best for my client&rsquo;s business model.&quot;';
  quote[13]='&quot;As a senior member of the reinsurance division, I am one of a network of industry-leading experts in a position to help our clients become more successful, meet their challenges and ultimately be in a position to take advantage of all opportunities to grow their businesses.&quot;';
  quote[14]='&quot;I believe it is the distinctive value we deliver to our clients that has consistently allowed our reinsurance division to surpass their expectations of our expertise.&quot;';
  quote[15]='&quot;A client asked us to reconstruct an inactive long-tail reinsurance program. Since they were no longer active in that line of business, they did not have the capacity to gather and analyze the information needed. With our involvement they were able to revitalize reinsurance collections arising from their insurance obligations.&quot;';
  quote[16]='&quot;In managing a reinsurance claim program, even if the relationship has turned somewhat adversarial, we have found that timely, regular, and open communication are essential to success for both the reinsurer and the reinsured.&quot;';
  quote[17]='&quot;Clients typically bring us on to expand their capacities. Whether it is auditing a ceding company, assisting in a system re-write, reviewing internal archives, or another task, they find that Alan Gray, Inc. has the experience and knowledge to create a solution. This without the client having to hire personnel or create costly infrastructure.&quot;';
  quote[18]='&quot;Some of the most interesting technology projects don’t have to be big budget items. Small IT changes can be introduced to streamline the business process and increase efficiency.&quot;';
  quote[19]='&quot;Successful software systems do not work well until they have been tested and forced to fail repeatedly.&quot;';
  quote[20]='&quot;Just one of our core business objectives is introducing technology solutions, but we also realize the process is about understanding a client’s operations and building a productive business partnership.&quot;';
  quote[21]='&quot;Our strength as an adjusting company stems from a very experienced field staff committed to providing prompt and thorough claims investigations and timely, concise reporting to our clients.  A dedicated and professional home office administrative staff provides quality support to our clients and our field staff.  We take pride in the strong relationships we have with our clients.&quot;';
  quote[22]='&quot;It&rsquo;s common for a client to come to us with one problem and, in the course of solving it, we uncover other challenges. By having a diversified organization providing a wide variety of professional services, we&rsquo;re able to address all of those matters very effectively. It gives our clients a sense of confidence to know they can count on us to handle any surprises.&quot;';
  quote[23]='&quot;Since 1988 we have continued to grow and succeed by following basic yet sound business principles: emphasis on client service and customer satisfaction; responsiveness to our clients&rsquo; needs; a staff of highly experienced professionals; an extremely competitive rate schedule; and of course, results. We have consistently demonstrated the ability to help our clients reduce costs, save money and improve efficiencies.&quot;';
  quote[24]='&quot;Our goal has always been to establish strong and long lasting relationships with our clients built on trust and performance. We value the partnerships that we have with our clients, both large and small. By way of example, our very first client when the company was formed in 1988 remains a client and strong partner to this day. That is the kind of relationship we strive for with all of our clients.&quot;';
  quote[25]='&quot;We&rsquo;re sometimes described as a boutique or specialty insurance services firm because we are often called upon by our clients to handle difficult, complex, unusual and high exposure matters. We can quickly mobilize and respond regardless of the size and scope of the project because of our extensive experience along with the strength and guidance provided by our highly experienced management team.&quot;';
  quote[26]='&quot;Reinsurance collections can be somewhat challenging as time passes. Treaties entered into long ago may have participants that have been sold and are difficult to locate. Alan Gray, Inc. has a proven track record investigating stale treaties, identifying the present day reinsurers, making them current by informing the reinsurers of their outstanding balances and ultimately producing recovery of those funds.&quot;';
  quote[27]='&quot;In today&rsquo;s economic reality and environment, timely utilization of Alan Gray, Inc.&rsquo;s professional insurance services such as claim auditing and forensic accounting services, is a cost effective way to trim a carrier&rsquo;s bottom line and clearly demonstrate a proactive  and diligent management of that bottom line to its shareholders, agents and policy holders as well as to regulators.&quot;';
  quote[28]='&quot;Keep your claim staff efficient, productive and focused on claim analysis, important claim handling deadlines and value added customer service. Let Alan Gray, Inc.&rsquo;s claim professionals assist your team by attending arbitrations, mediations, and pre-trial sessions.&quot;';
  quote[29]='&quot;Has a complex claim started to present unforeseen challenges? Consider allowing Alan Gray, Inc.&rsquo;s professional claim staff to jump in and work with your team to assess the issues and present recommendations for a timely and cost effective resolution of the claim.&quot;';
  quote[30]='&quot;The experts that conduct legal bill reviews and legal fee audits apply their collective expertise to ensure that your legal costs are reasonable. Alan Gray, Inc.&rsquo;s experts utilize their knowledge of toxic torts, commercial claims and command of the insurance industry to ensure that redundancy and potential abusive practices will be excluded from the bill, such that it will favorably impact the client&rsquo;s total cost.&quot;';
  quote[31]='&quot;We favorably impact your bottom line by reducing your legal fees and costs. Alan Gray, Inc. conducts legal bill reviews and legal bill audits based on nationally recognized legal standards. Alan Gray, Inc.&rsquo;s experts ensure that our clients pay only reasonable legal fees.&quot;';
  quote[32]='&quot;Legal fees are too high! We have all heard that before. Now you can do something about them. Alan Gray, Inc. conducts legal bill reviews and legal fee audits. We’ll review your legal costs and make a recommendation as to the reasonableness of the fee and applicable reductions of the fees based on nationally recognized standards. Reduced legal fees mean more money in your pocket.&quot;';
  quote[33]='&quot;We have seen an increase in the number of our clients who have chosen to institute a comprehensive legal bill review program. A program provides accountability to law firms retained by our clients to represent their interests and/or the interests of their insureds&rsquo; and ensures compliance with legal billing guidelines and claims procedures&quot;';
  quote[34]='&quot;We were recently engaged on a project where we performed an in-depth analysis of the client’s open claims, ranging from auto accidents to environmental pollution losses. In addition to alerting senior management of potential additional exposure, our recommendations resulted in substantial reserve decreases and claim closings which would have taken them much longer to accomplish on their own.&quot;';
  quote[35]='&quot;Unlike some of our competitors, Alan Gray, Inc. has the depth of knowledge, experience and capability to meet any challenge. Our talented staff will take the time to listen to the client&rsquo;s concerns, building a strong &lsquo;hands on&rsquo; relationship and proactively address their needs.&quot;'
  quote[36]='&quot;Many members of our talented staff have over 30 years of experience in the insurance industry. Our expert claim handlers and accountants can investigate, verify and validate any loss – from the complex mass tort encompassing thousands of claimants to the large commercial property loss – Alan Gray, Inc.&rsquo;s capabilities are second to none.&quot;'
  quote[37]='&quot;From our expertise in forensic accounting and complex claim analysis to our extensive legal invoice review division, Alan Gray, Inc. has the diversity of services combined with the depth of experience and knowledge to satisfy any clients&rsquo; needs.&quot;'
  quote[38]='&quot;Because of our areas of specialization (asbestos, environmental and other mass tort), we&rsquo;re usually dealing with clients who are under substantial pressure. For them, our expertise, complete professionalism and highly personal service are absolute necessities.&quot;'
  quote[39]='&quot;The focus of our business is to provide high quality, reliable services at a reasonable cost. Our clients have come to expect excellent results, as well as the courteous personal service that we provide.&quot;'
  
var author=new Array();
  author[1]='Jose Martinez';
  author[2]='Jose Martinez';
  author[3]='John Paul Drummey';
  author[4]='John Paul Drummey';
  author[5]='Douglas W. Oliver';
  author[6]='Douglas W. Oliver';
  author[7]='Douglas W. Oliver';
  author[8]='Douglas W. Oliver';
  author[9]='James Olivo';
  author[10]='James Olivo';
  author[11]='James Olivo';
  author[12]='Frank Acuna';
  author[13]='Frank Acuna';
  author[14]='Frank Acuna';
  author[15]='Andrew Keegan';
  author[16]='Andrew Keegan';
  author[17]='Andrew Keegan';
  author[18]='Victor Caggiano';
  author[19]='Victor Caggiano';
  author[20]='Victor Caggiano';
  author[21]='Alan H. Gray';
  author[22]='Michael F. Ceppi';
  author[23]='Alan H. Gray';
  author[24]='Alan H. Gray';
  author[25]='Alan H. Gray';
  author[26]='Rosemary Mitchell';
  author[27]='G. James Collins';
  author[28]='G. James Collins';
  author[29]='G. James Collins';
  author[30]='Michele von Kelsch';
  author[31]='Michele von Kelsch';
  author[32]='Michele von Kelsch';
  author[33]='Pamela M. Teplitz';
  author[34]='Jose Martinez';
  author[35]='David Hayes';
  author[36]='David Hayes';
  author[37]='David Hayes';
  author[38]='Paul M. Roach';
  author[39]='Paul M. Roach';
  
var dept=new Array();
  dept[1]='Vice President';
  dept[2]='Vice President';
  dept[3]='Reinsurance Analyst';
  dept[4]='Reinsurance Analyst';
  dept[5]='Chief Actuary & Director of Risk Management Services';
  dept[6]='Chief Actuary & Director of Risk Management Services';
  dept[7]='Chief Actuary & Director of Risk Management Services';
  dept[8]='Chief Actuary & Director of Risk Management Services';
  dept[9]='Director, Strategic Advisory Group';
  dept[10]='Director, Strategic Advisory Group';
  dept[11]='Director, Strategic Advisory Group';
  dept[12]='Vice President';
  dept[13]='Vice President';
  dept[14]='Vice President';
  dept[15]='Senior Reinsurance Analyst';
  dept[16]='Senior Reinsurance Analyst';
  dept[17]='Senior Reinsurance Analyst';
  dept[18]='Director, Information Technology ';
  dept[19]='Director, Information Technology ';
  dept[20]='Director, Information Technology ';
  dept[21]='Founder & Executive Vice President';
  dept[22]='President';
  dept[23]='Founder & Executive Vice President';
  dept[24]='Founder & Executive Vice President';
  dept[25]='Founder & Executive Vice President';
  dept[26]='Vice President';
  dept[27]='Senior Claims Analyst';
  dept[28]='Senior Claims Analyst';
  dept[29]='Senior Claims Analyst';
  dept[30]='Auditor';
  dept[31]='Auditor';
  dept[32]='Auditor';
  dept[33]='Assistant Vice President';
  dept[34]='Vice President';
  dept[35]='Vice President, Sales';
  dept[36]='Vice President, Sales';
  dept[37]='Vice President, Sales';
  dept[38]='Senior Managing Director ';
  dept[39]='Senior Managing Director ';
  
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